Everybody living in Germany has to be health insured by law. There are several aspects of the German insurance system that have to be considered before making a decision what kind of insurance is suitable, public or rather the private health insurance.
In case of an accident or severe illness that can cause disablement to work in your present job this insurance covers you with a regular income till you get Continue reading
As in Germany most of the severe legal problems are solved by court, no matter if there are disagreements with tax authorities, employers, landlords or merchants we strongly recommend to take on a legal insurance.
This insurance protects you against the loss or damage of contents in your house.
It includes your complete furniture, clothes, computers and other valuable items that belong to your personal property, If your belongings include expensive jewellery and art collection.
Household policies cover the risks of damages by fire, storm or water and by burglary or vandalism. Continue reading
In Germany everybody is by law liable who causes damage – even carelessly or innocently and therefore has to come up for the caused damage.
As in Germany rainy days are increasing it is getting more and more probable that high water could flood houses even in non flood zones.
Short time ago the “Bild Zeitung” one of the biggest newspapers in Germany reported about a family living in South Germany who lost all their belongings because of flooding due to heavy rain showers. Thanks to a proper insurance they will now receive a refund of their entire belongings. Continue reading
Better medical therapies and higher life expectancy nowadays also enable HIV infected people to close a term life insurance in Germany in favor to their relatives or partners.
In the past it was not possible to cover the life risk when the insuree was infected. Now the situation has changed thoroughly because the insurance companies have new data about the progression of the deseas over the last ten years. Continue reading
This short guide can help parents- to find the best medical care for their baby.
- Contact the corresponding local midwife to arrange appointments on your behalf with a medical team and the next hospital.
Requirements, conditions and benefits of one of the most important insurance coverages for expats working in Germany.
What is an „Occupational Disability Insurance and why is it very important“? Continue reading
The total number of visitors on 6 of March 2016 was: 1939 visitors
More than 82 nationalities where at the fair. Their stay in Germany ranges from less than a week to 45 years. Germans new to Munich also visited the Fair. The visitor’s nationalities with largest numbers are Americans and Brits.
75 organisations and companies exhibited this year. Over 21 work shops took place in the conference center of the BMW world. The variety of the issues was very big: Experts presented information about the Bavarian school system, Indian dance school, studying in Germany, no fear of German bureaucracy, foreign skills approvals, expats career coaching and many more. The presentations where joined by aprox. 800 visitors.
The fair was very successful and many expats received help and support in different fields.
We hope that the fair will help many people even more next year. For any suggestions and recommendation, please leave us your comment.
Even the sunny spring weather on sunday the 6th of march couldn’t stop hundreds of expats visiting the “expat in the city fair” in the BMW Welt in Munich.
A lots of information for many aspects of life was given by various local companies. Each of them represented their services and support in a booth. Our team advised and informed visitors about legal issues, taxes and insurances in Germany. (see photo below)
Our presentation “no fear of German burocracy” was very successful. More than 100 person came and listened carfully to our tipps. Every one who joined the event received a hand out of the presentation.
Beside the business talks we met very interesting and kind people from all over the world. It was a pleasure for us to participate at the fair and we spend a wonderful time together.